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Create and activate your account

This guide takes you from signing up to accepting your first payment.

Step 1: Create your account​

Register here to create your MONEI account and access your dashboard — where you manage activation, payment methods, team members, and real-time analytics.

Even before activation, you can test your integration and payments in test mode.

Step 2: Activate your account​

Before you can accept real payments, you must activate your account. As a regulated payment provider, MONEI is legally required to verify your business (). In your dashboard, select Activate account and complete the application:

  • Business details — your legal entity, address, and business activity.
  • Business representative — the owner or legal representative, and any beneficial owners.
  • Payment details — the bank account () where your payouts are settled.
  • Two-step authentication — secure your account and verify your identity.
  • Additional documents — only if your business or products need extra verification (for example, high-risk activities).
  • Contract — review and sign the MONEI services agreement.

Before you apply, it helps to prepare the required documents, check that MONEI is available in your country, and confirm your business isn't restricted. For a walkthrough of the forms, see Verify your business and activate your account.

Step 3: Get approved​

Most applications are reviewed automatically. If all your checks pass, your account is approved in about 10 minutes and you can start accepting payments right away.

If your application needs a manual review — for example, additional documents or a high-risk activity — it goes under review and you'll get an email update, usually within 1–2 business days. Live mode is enabled as soon as you're approved, and we notify you by email.

Step 4: Configure payment methods​

Once approved, card payments — and the built on them, Apple Pay, Google Pay, and Click to Pay — are configured automatically. We recommend also enabling PayPal and Bizum. See how to configure payment methods.

Step 5: Start accepting payments​

Choose how you'll accept payments:

Find your account ID​

Log in to your dashboard and go to Settings → Account to see your account information, including your Account ID. Go directly to settings.

Where to find your Account ID