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Connect your Stripe account

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This page only applies if you bring your own acquirer or processor. By default MONEI handles acquiring for you, so you don't need your own Stripe account.

Stripe is a global and payment processor. If you already process card payments with Stripe, you can connect your Stripe account to MONEI and route card payments through it — while still using MONEI for the payment page, orchestration, and your other payment methods.

How it works​

You connect Stripe by installing the MONEI app on your Stripe account. You never copy a Stripe secret key into MONEI: the app gives MONEI access to the payments it makes for you, and you can remove that access at any time by uninstalling the app. MONEI stores only your Stripe account ID (acct_…).

Connect Stripe in MONEI​

  1. Sign in to your MONEI Dashboard. If you're not registered yet, sign up and complete onboarding first — while filling in the Payment details form you'll provide your , which authorizes MONEI to collect your fees (you're notified before each collection).
  2. Go to Settings → Payment methods → Card and click Connect with Stripe on the Stripe row. Stripe opens.
  3. In Stripe, choose your Stripe account, check the permissions and click Install app.
  4. Stripe sends you back to MONEI, on Connect Stripe for card payments. Choose the MONEI account and click Connect. On the next page, click Add Bizum to also take Bizum in your Stripe checkout, or Back to Stripe.
  5. MONEI adds your Stripe account as a card processor. It is off: in Settings → Payment methods → Card, open its ⋯ menu and click Turn on.
  6. Once it is on, MONEI processes card payments through your Stripe account. Integrate MONEI with your website or e-commerce platform to start accepting payments.

Already connected with a secret key​

MONEI no longer accepts new Stripe secret keys. If your Stripe processor still uses one, click Reconnect with Stripe on it and follow steps 3 and 4. MONEI keeps the processor and its settings, and deletes your key.

Uninstall the app​

When you uninstall the MONEI app in Stripe, MONEI turns your Stripe processor off. To use it again, connect again from step 2.

Payments you route to your own Stripe account are billed as Bring your own acquirer: 0.20% of instead of MONEI's per-transaction fee, plus the €0.15 daily platform fee. Stripe charges its own processing fees under your contract with it, and Stripe pays those payments out to you directly.

To enable, disable or delete a Stripe account later, see Manage your card processors. To route payments across more than one processor, see orchestration rules.

Common questions​

Do I need my own Stripe account to use MONEI?​

No. By default MONEI handles acquiring and processing for you, acting as an all-in-one PSP. You only connect Stripe if you want to bring your own processor.

What can MONEI do in my Stripe account?​

Only what the app permissions allow: create and confirm card payments, refund and capture them, and store your customers' cards for those payments. Stripe shows the full list before you install the app.

Which payments go through Stripe?​

The card payments you route to Stripe. You can keep using MONEI's other payment methods and orchestration alongside it.