# MONEI Affiliate Program

The MONEI Affiliate Program lets you earn commissions by recommending MONEI to new merchants. When a merchant you refer subscribes through your unique affiliate link, you earn a percentage of everything they process — and you keep earning it for the life of the referral. For the full legal terms, see the [Affiliate Program Terms and Conditions](https://docs.monei.com/partners-connect/monei-affiliate-program-terms-and-conditions/.md).

## How it works[​](#overview "Direct link to How it works")

1. **Join** — email <affiliates@monei.com> to sign up as an affiliate.
2. **Get your link** — you receive a unique affiliate link that identifies every merchant you refer.
3. **Refer merchants** — share your link with your network (see [Promote MONEI](#promote) for a ready-made email).
4. **Earn** — when a referred merchant subscribes through your link, you earn a percentage of their processing, paid out year after year for as long as they keep processing with MONEI.

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Your commission rate depends on your affiliate level — **Platinum** or **Gold** — explained next.

## Commissions and levels[​](#commissions "Direct link to Commissions and levels")

There are two affiliate levels. **Platinum** affiliates bring in the highest-revenue merchants and earn the top rates; **Gold** affiliates build a broader, growing base and can move up to Platinum.

Your commission is a percentage of each referred merchant's processing, and it steps down over the first three years, then continues for life:

| Year            | Platinum | Gold |
| --------------- | -------- | ---- |
| 1st year        | 20%      | 10%  |
| 2nd year        | 10%      | 5%   |
| 3rd year        | 5%       | 2%   |
| 4th year onward | 5%       | 2%   |

Lifetime commissions

Commissions don't stop after three years. From the fourth year onward you keep earning at the third-year rate (5% Platinum, 2% Gold) for as long as the referred merchant keeps processing with MONEI.

**Moving up to Platinum.** Gold affiliates who reach **€20,000 in commissions within a calendar year** (evaluated January–December) are promoted to Platinum the following year. Levels are reviewed annually, with official updates each December. Platinum affiliates keep their status indefinitely and never downgrade.

The upgraded Platinum rate applies only to **new** referrals made after the change — previous referrals keep the Gold rate they were acquired at.

## Promote MONEI to your network[​](#promote "Direct link to Promote MONEI to your network")

We want to make your life easier. Below is a quick email template you can use to share an overview of our payment gateway. Feel free to copy and paste.

### Affiliate email template[​](#affiliate-email-template "Direct link to Affiliate email template")

**Subject line options:**

* Thought this payment platform might be helpful for you!
* Have you heard about MONEI?
* Check out MONEI
* This payment platform is pretty cool!
* Increase your conversions with this payment gateway

#### Email body[​](#email-body "Direct link to Email body")

> Hi \[First name],
>
> I just wanted to tell you about a payments platform we're working with. I think you'll like it because it helps e-commerce and physical retail businesses accept and manage a wide range of payment methods all in one place.
>
> [MONEI](https://monei.com/) is already used by many businesses in Spain and Andorra and easily connects with Shopify, PrestaShop, Magento 2 (Adobe Commerce), WooCommerce, and Wix. The payment gateway also integrates with custom-built e-commerce websites.
>
> It supports a lot of [payment methods](https://docs.monei.com/payment-methods/overview/.md), which is a great way to reach more customers (locally and internationally) and grow your business faster. This includes:
>
> * [Bizum](https://docs.monei.com/payment-methods/bizum/.md) payments
> * Credit and debit cards
> * Digital wallets such as [Apple Pay](https://docs.monei.com/payment-methods/apple-pay/.md), [Google Pay](https://docs.monei.com/payment-methods/google-pay/.md), [Click to Pay](https://docs.monei.com/payment-methods/click-to-pay/.md), and [PayPal](https://docs.monei.com/payment-methods/paypal/.md)
> * Contactless [QR payments](https://monei.com/qr/) in-store
>
> And more payment options are becoming available each month!
>
> The best part is, MONEI offers a dynamic [pricing model](https://monei.com/pricing/), so as your business grows and you sell more, your transaction fees go down in real-time.
>
> It's growing quickly and only accepting a few new merchants each month — so I thought of you!
>
> **Learn more about MONEI**
>
> * [What is MONEI?](https://docs.monei.com/get-started/what-is-monei/.md)
> * [Why MONEI](https://docs.monei.com/get-started/what-is-monei/.md#why-monei)
> * [How MONEI works](https://docs.monei.com/get-started/what-is-monei/.md#how-it-works)
>
> If you'd like to try it out, you can sign up via my unique link here: ***insert your affiliate link***.
>
> Cheers,
>
> \[Your name]

### Use the MONEI logo[​](#use-the-monei-logo "Direct link to Use the MONEI logo")

Feel free to insert the MONEI logo in the body of your email. Various sizes can be found [here](https://assets.monei.com/). For an overview of the acceptable ways to use MONEI branding, review the [MONEI Affiliate Program terms and conditions](https://docs.monei.com/partners-connect/monei-affiliate-program-terms-and-conditions/.md).

### Help your clients understand the benefits of choosing MONEI[​](#help-your-clients-understand-the-benefits-of-choosing-monei "Direct link to Help your clients understand the benefits of choosing MONEI")

If your clients are currently comparing PSPs like Shopify Payments, Redsys, or Stripe, consult the following information to explain why MONEI is better:

* [MONEI vs Shopify Payments](https://monei.com/shopify-payments-alternative/)
* [MONEI vs Redsys](https://monei.com/redsys-alternative/)
* [MONEI vs Stripe](https://monei.com/stripe-alternative/)

Compare more payment gateways [here](https://monei.com/page/compare-payment-gateways/).

## Common questions[​](#common-questions "Direct link to Common questions")

### If I move from Gold to Platinum, do Platinum commissions apply to all previous referrals?[​](#previous-referrals "Direct link to If I move from Gold to Platinum, do Platinum commissions apply to all previous referrals?")

No. Platinum commissions apply only to new referrals made after the level change. Previous referrals keep the Gold rate they were acquired at.

### How does MONEI help affiliates maximize their commissions?[​](#maximize-commissions "Direct link to How does MONEI help affiliates maximize their commissions?")

We work hard to help grow your affiliate business and maximize your earnings. We want your merchants to feel supported, increase conversions, and help you increase your commissions. MONEI provides close collaboration, including:

* Shared CRM strategies
* Strategic meetings
* Active communication channels to analyze how MONEI can boost your merchants' conversions, enabling you to earn higher commissions
* Help on content ideation to help you spread MONEI around (newsletter, blog post)

### Need further assistance?[​](#assistance "Direct link to Need further assistance?")

We're dedicated to growing together. Contact us at <affiliates@monei.com>, and a member of our sales team will connect with you promptly.
