# Click to Pay

Click to Pay is a [digital wallet](https://monei.com/blog/digital-wallet-ecommerce/) solution that gives consumers a quick, secure, and convenient payment experience. It uses Secure Remote Commerce technology so customers can complete transactions without a password, regardless of their device or digital channel. With MONEI, Click to Pay works with Visa, Mastercard, and Discover cards.

By letting customers save their payment details for future orders, Click to Pay simplifies the checkout process. Customers don't have to use guest checkout to manually re-enter their payment information, which leads to better conversion rates for merchants. Customers can also choose to remember their device and browser for faster future checkouts.

[Click to Pay](https://monei.com/payment-methods/click-to-pay/) appears on the checkout page as a payment button option.

![Click to Pay](/assets/images/click-to-pay-preview-eeeb5dfa121da3f42d4b0e96a5838709.png)

## Availability[​](#availability "Direct link to Availability")

Click to Pay is available in over half a million online stores in the United States, and is becoming more popular around the world. Be one of the first online stores to offer this easy, secure, and smart payment option in Spain.

## Activation[​](#activation "Direct link to Activation")

As soon as your account is approved, [Click to Pay](https://monei.com/payment-methods/click-to-pay/) is enabled by default, along with Google Pay and Apple Pay. You can manage it in [MONEI Dashboard → Settings → Payment methods](https://dashboard.monei.com/settings/payment-methods).

![Payment methods page in the MONEI Dashboard settings, where Click to Pay is managed alongside your other methods](/img/dashboard/en/settings-payment-methods.png)

Payment methods page in the MONEI Dashboard settings, where Click to Pay is managed alongside your other methods

Once activated, Click to Pay is available in the [Hosted Payment Page](https://docs.monei.com/integrations/use-prebuilt-payment-page/.md) integration.

## Fees[​](#fees "Direct link to Fees")

Click to Pay is not technically considered a payment method — it's a payment [tokenization](https://monei.com/blog/what-is-tokenization/) method. The actual payment method used depends on the credit or debit cards the consumer adds to their Click to Pay account. There are no extra costs to accept Click to Pay through MONEI; you only pay the regular [card fees](https://docs.monei.com/manage-account/monei-fees/.md). For current rates, see [Pricing](https://docs.monei.com/manage-account/monei-fees/.md).

## Payouts[​](#payouts "Direct link to Payouts")

Technically speaking, Click to Pay payments are card payments — Click to Pay is a [digital wallet](https://monei.com/blog/digital-wallet-ecommerce/) consumers use to store their card information. For this reason, the payout process is the same as card settlements, and there are no additional transaction fees. Learn more about [settlements](https://docs.monei.com/manage-account/payouts-and-settlements/.md).

## Integration[​](#integration "Direct link to Integration")

Click to Pay is available through the [Hosted Payment Page](https://docs.monei.com/integrations/use-prebuilt-payment-page/.md) and [Payment Modal](https://docs.monei.com/integrations/use-payment-modal/.md) integrations. It surfaces as a card-network checkout option on your payment page, so no extra configuration is required beyond using one of these integrations.

When a customer chooses to pay by card, they can save their payment information for future purchases using Click to Pay. They check the Click to Pay box next to the Click to Pay icon, fill in their billing information, and complete the payment. Click to Pay is then enabled for their future purchases.

## Common questions[​](#common-questions "Direct link to Common questions")

### How does Click to Pay work for consumers?[​](#how-does-click-to-pay-work-for-consumers "Direct link to How does Click to Pay work for consumers?")

When your customer chooses to pay by card, they have the option of saving their payment information for future purchases using Click to Pay. They check the Click to Pay box next to the Click to Pay icon, fill in their billing information, and complete the payment. Click to Pay is then enabled for future purchases.

During future purchases, they can click **Look up my cards** and select a card from their stored cards. If they're using Click to Pay from a new device, they can log in again using their email address, and their stored cards will appear.

If your customers have questions about how Click to Pay works, you can share this [Click to Pay FAQ page](https://usa.visa.com/pay-with-visa/checkout-faq.html) with them.

![Click to Pay checkbox](/assets/images/click-to-pay-checkbox-476c3523a48608f9625ffbce2507d9e9.png)

### What card brands work with Click to Pay?[​](#what-card-brands-work-with-click-to-pay "Direct link to What card brands work with Click to Pay?")

Click to Pay powered by MONEI supports Visa, Mastercard, and Discover cards. Depending on the card brand used to pay, the customer sees the appropriate pop-up.