Click to Pay
Click to Pay is a digital wallet solution that gives consumers a quick, secure, and convenient payment experience. It uses Secure Remote Commerce technology so customers can complete transactions without a password, regardless of their device or digital channel. With MONEI, Click to Pay works with Visa, Mastercard, and Discover cards.
By letting customers save their payment details for future orders, Click to Pay simplifies the checkout process. Customers don't have to use guest checkout to manually re-enter their payment information, which leads to better conversion rates for merchants. Customers can also choose to remember their device and browser for faster future checkouts.
Click to Pay appears on the checkout page as a payment button option.
Availability
Click to Pay is available in over half a million online stores in the United States, and is becoming more popular around the world. Be one of the first online stores to offer this easy, secure, and smart payment option in Spain.
Activation
As soon as your account is approved, Click to Pay is enabled by default, along with Google Pay and Apple Pay. You can manage it in MONEI Dashboard → Settings → Payment Methods.
Once activated, Click to Pay is available in the Hosted Payment Page integration.
Fees
Click to Pay is not technically considered a payment method — it's a payment tokenization method. The actual payment method used depends on the credit or debit cards the consumer adds to their Click to Pay account. There are no extra costs to accept Click to Pay through MONEI; you only pay the regular card fees. For current pricing, see MONEI fees.
Payouts
Technically speaking, Click to Pay payments are card payments — Click to Pay is a digital wallet consumers use to store their card information. For this reason, the payout process is the same as card settlements, and there are no additional transaction fees. Learn more about settlements.
Integration
Click to Pay is available through the Hosted Payment Page and Payment Modal integrations. It surfaces as a card-network checkout option on your payment page, so no extra configuration is required beyond using one of these integrations.
When a customer chooses to pay by card, they can save their payment information for future purchases using Click to Pay. They check the Click to Pay box next to the Click to Pay icon, fill in their billing information, and complete the payment. Click to Pay is then enabled for their future purchases.
Common questions
How does Click to Pay work for consumers?
When your customer chooses to pay by card, they have the option of saving their payment information for future purchases using Click to Pay. They check the Click to Pay box next to the Click to Pay icon, fill in their billing information, and complete the payment. Click to Pay is then enabled for future purchases.
During future purchases, they can click Look up my cards and select a card from their stored cards. If they're using Click to Pay from a new device, they can log in again using their email address, and their stored cards will appear.
If your customers have questions about how Click to Pay works, you can share this Click to Pay FAQ page with them.
What card brands work with Click to Pay?
Click to Pay powered by MONEI supports Visa, Mastercard, and Discover cards. Depending on the used to pay, the customer sees the appropriate pop-up.