# Payment Methods Overview

MONEI supports a wide range of payment methods to help you maximize your conversion rates and reach customers globally. Below is an overview of all available payment methods:

## Card payments[​](#card-payments "Direct link to Card payments")

* [Cards](https://docs.monei.com/payment-methods/card.md) - Accept all major credit and debit cards
* [Click to Pay](https://docs.monei.com/payment-methods/click-to-pay.md) - Streamlined card payments with Click to Pay

## Digital wallets[​](#digital-wallets "Direct link to Digital wallets")

* [Apple Pay](https://docs.monei.com/payment-methods/apple-pay.md) - Accept payments through Apple Pay
* [Google Pay](https://docs.monei.com/payment-methods/google-pay.md) - Enable Google Pay payments
* [PayPal](https://docs.monei.com/payment-methods/paypal.md) - Integrate PayPal payments

## Local payment methods[​](#local-payment-methods "Direct link to Local payment methods")

* [Bancontact](https://docs.monei.com/payment-methods/bancontact.md) - Belgian debit card and mobile payment method
* [Bizum](https://docs.monei.com/payment-methods/bizum.md) - Spanish mobile payment method
* [MB WAY](https://docs.monei.com/payment-methods/mb-way.md) - Portuguese mobile wallet
* [Multibanco](https://docs.monei.com/payment-methods/multibanco.md) - Portuguese bank-reference payment method

## Installments[​](#installments "Direct link to Installments")

* [MONEI Flex](https://docs.monei.com/payment-methods/monei-flex.md) - Let Spanish customers split a card purchase into monthly installments, financed by their own bank

## Integration options[​](#integration-options "Direct link to Integration options")

You can integrate these payment methods in several ways:

1. [Build a Custom Checkout](https://docs.monei.com/integrations/build-custom-checkout.md) - Full control over the checkout experience
2. [Use Payment Modal](https://docs.monei.com/integrations/use-payment-modal.md) - Quick integration with a pre-built modal
3. [Hosted Payment Page](https://docs.monei.com/integrations/use-prebuilt-payment-page.md) - Fastest way to start accepting payments
4. [Pay by Link](https://docs.monei.com/integrations/pay-by-link.md) - Share payment links with customers
5. [QR Payments](https://docs.monei.com/payments/qr-codes-and-payment-links.md) - Enable QR code-based payments

Each payment method has its own dedicated documentation page with detailed integration instructions, testing information, and best practices.

## Common questions[​](#common-questions "Direct link to Common questions")

### Does MONEI support SEPA Direct Debit or SEPA Request to Pay?[​](#sepa-direct-debit "Direct link to Does MONEI support SEPA Direct Debit or SEPA Request to Pay?")

No to both. MONEI does not collect payments by SEPA Direct Debit (SDD) or SEPA bank transfer, so you can't debit a customer's bank account from a signed mandate. [SEPA Request to Pay (SRTP)](https://docs.monei.com/payment-methods/sepa-request-to-pay.md) is a different scheme that MONEI runs as a **closed beta** for payer-side SRTP service providers — it is not a payment method you can enable or offer at checkout. To collect from a bank account, use [Bizum](https://docs.monei.com/payment-methods/bizum.md) in Spain or [MB WAY](https://docs.monei.com/payment-methods/mb-way.md) in Portugal, where the customer approves the payment in their own app. For recurring charges, use [subscriptions](https://docs.monei.com/subscriptions/overview.md) with a saved card.